Insurance


  • Protecting Your Facility Against Winter Weather
    Protecting Your Facility Against Winter Weather By David Wilhite Are you ready for winter? Freezing temperatures, blustery winds, ice, sleet and snow can all cause severe damage to your self-storage facility and property, especially if you are not prepared for them. Winter ...More
    December 1, 1998 David Wilhite Posted in Articles
  • What You Should Know About Hurricane Coverage
    What You Should Know About Hurricane Coverage By David Wilhite In any given year, an average of three hurricanes will strike the United States. In 1995, hurricanes accounted for more than 100 deaths and caused billions of dollars in damages. National Weather Service experts ...More
    December 1, 1998 David Wilhite Posted in Articles
  • Inside Self-Storage Magazine 12/98: Ask The Waldmans
    MY HEAD HURTS! DEAR WALDMANS: I have been in the storage business for almost three years and there have been many situations during this time that have left me quite baffled. This last one though, gave me a major headache. I had a roof leak in 15 of my units, four of which ...More
    December 1, 1998 Posted in Articles
  • Fire Prevention and Safety
    Fire Prevention and Safety By David Wilhite If a small fire were to break out in a remote area of your facility, how quickly could you react to it? Do you have a series of interconnected smoke detectors installed in key locations for early warning and detection? Do you know ...More
    November 1, 1998 David Wilhite Posted in Articles
  • What to Do After a LossFiling an insurance claim
    What to Do After a LossFiling an insurance claim By David Wilhite No self-storage owner wants to contemplate the consequences of a fire destroying his facility or the wind ripping off his roof and doors, but the fact is that disasters can and do happen. Losses can be ...More
    October 1, 1998 David Wilhite Posted in Articles
  • General Fire-Prevention Guidelines
    Fire Prevention and Safety Part II By David Wilhite According to the U.S. Fire Administration, business-related fires claim scores of lives and cause more than $1 billion in damages each year. Fire Prevention Week is held once each year to commemorate one of the worst fires ...More
    September 1, 1998 David Wilhite Posted in Articles
  • Limitations of Liability
    Limitations of Liability By David Wilhite Business liability provides essential protection for every self-storage operation. This important coverage protects you against lawsuits claiming that someone was hurt or property was damaged on your premises. (For example, a ...More
    July 1, 1998 David Wilhite Posted in Articles
  • Business-Liability InsuranceWhy you should consider higher limits of liability
    Business-Liability InsuranceWhy you should consider higher limits of liability By David Wilhite Business-liability insurance provides essential protection for every self-storage-facility owner. Business liability protects you against bodily-injury lawsuits, such as a ...More
    July 1, 1998 David Wilhite Posted in Articles
  • Business-Interruption InsuranceProtecting your income during temporary business shutdowns
    Business-Interruption InsuranceProtecting your income during temporary business shutdowns By David Wilhite Every self-storage facility owner needs to protect his income against business interruptions. If you should sustain a direct physical loss from a fire or other covered ...More
    July 1, 1998 David Wilhite Posted in Articles
  • Drafting a Lease Addendum for Auto and Boat Storage
    Drafting a Lease Addendum for Auto and Boat Storage By Scott Zucker Most self-storage rental agreements are written with the expectation of tenants storing personal property, such as household furnishings in enclosed storage units. Yet, more and more facilities are offering ...More
    June 1, 1998 Scott Zucker Posted in Articles