Insurance


  • Protect Yourself From Tornado Disaster
    Many self-storage owners ask, "If my facility is well-built and secure, what could possibly happen? Why do I need insurance?" As we enter the stormy months of summer, one reason that comes to mind is tornadoes. Scientists are still trying to understand the phenomenon of ...More
    July 1, 2002 Amy Brown Posted in Articles
  • Thanks for a Job Well Done
    I have been fortunate enough to write articles for Inside Self-Storage over the past several years, and this month I would like to use this column to acknowledge and praise a set of managers who work for me at Affordable Self Storage in Pacheco, Calif. Kevin and Louise ...More
    July 1, 2002 Pamela Alton Posted in Articles
  • Business-Interruption
    Every self-storage facility owner should be aware of the need to protect his income against business interruptions. If you should sustain a direct physical loss from a fire or other covered cause of loss, the chances are good you will also suffer an indirect loss of income. ...More
    May 1, 2002 David Wilhite Posted in Articles
  • Insurance Corner
    Floods can happen to any business at any time--you don't have to be located near water to be at risk. Heavy rains or winter-water runoff can cause flood damage, even in areas not normally prone to flooding. But did you know losses due to flooding are excluded from coverage ...More
    April 1, 2002 David Wilhite Posted in Articles
  • Insurance Corner
    Disasters happen. Natural disasters, such as fire, flood, hurricanes, tornados, earthquakes and even volcanic eruptions are a fact of life, and home and business owners have always had to deal with them. That's why, as a responsible self-storage facility owner, you need to ...More
    March 1, 2002 David Wilhite Posted in Articles
  • Contending With a Lawsuit
    In this industry, like many others, it is a possibility you will be sued at some point in time. Lawsuits come in many different varieties in self- storage, but there are several types we see all the time. The first and most obvious is the lawsuit over wrongful sale (the ...More
    March 1, 2002 Jeffrey Greenberger Posted in Articles
  • Insurance Corner
    The self-storage industry has undergone a series of tremendous changes over the past two decades, evolving from a core group of small, mom-and-pop facilities to a large, powerful organization of professional business people. The rapid growth of the industry has further ...More
    February 1, 2002 David Wilhite Posted in Articles
  • Insurance Corner
    In today's litigious society, recognizing and reducing liability exposures should be a prime concern for every self-storage owner. Courts are getting tough on business owners who allow hazardous conditions to exist, and the dollar amounts juries award to injured parties ...More
    January 1, 2002 David Wilhite Posted in Articles
  • Do You Have a Disaster Plan?
    People don't generally enjoy anticipating things that could go awry--in their businesses, their personal lives or otherwise; but nothing demonstrated with greater impact the importance of a disaster plan than recent, tragic events in this country. Although your occupancy ...More
    December 1, 2001 Jeffrey Greenberger Posted in Articles
  • Protecting Your Facility Against Winter Weather
    Winter weather can present severe exposures to your self-storage operation and the systems necessary to keep your facility running. Freezing temperatures, blustery winds, ice, sleet and snow can all cause extensive damage to your buildings and property, especially if you ...More
    December 1, 2001 David Wilhite Posted in Articles