Insurance


  • Customers’ Goods, Sale and Disposal
    Many people are familiar with the term “underinsured.” You have no doubt read stories about personal loss and tragedy that occur in the aftermath of a wildfire or hurricane. Following such events, many businesses and homeowners are surprised and distressed to learn they do ...More
    April 1, 2004 Scott Lancaster Posted in Articles
  • Limitations on Value and Property
    One lease clause I consistently urge storage owners to include in their leases is a limitation on the type and value of property that can be stored in a unit. There are two distinct concepts in this type of clause. One is a dollar value on the property the tenant agrees to ...More
    March 1, 2004 Jeffrey Greenberger Posted in Articles
  • Unique Self-Storage Coverages
    Insurance is an excellent investment for your business, but it can become costly if you do not do your homework. Your self-storage operation has technical, legal and financial aspects not found in other businesses. Since your storage facility is unique, you will want ...More
    March 1, 2004 Amy Brown Posted in Articles
  • Here Comes the Flood
    As winter snow melts and spring months deliver frequent rain, floods become one of the most common natural disasters experienced by residences and businesses. In addition to excess waterfall created by seasonal changes and weather, drainage-system failure, inadequate dams ...More
    February 1, 2004 Amy Brown Posted in Articles
  • Risks of False Advertising
    It's the beginning of a new year and the time when storage owners start refreshing their advertising campaigns. Most use some form of advertising to attract new customers and create recognition for their facilities. Whether your advertising is elaborate or subtle, you want ...More
    January 1, 2004 Amy Brown Posted in Articles
  • After The Storm
    Last September, in the wake of Hurricane Isabel, five states were declared federal disaster areas. Hundreds of businesses were damaged, and more than 30 deaths were blamed on the powerful storm. Hurricane Isabel started traditional rounds of severe fall and winter weather. ...More
    December 1, 2003 Amy Brown Posted in Articles
  • Winning Women
    They are business owners, consultants, company presidents and industry experts. Many of them have been working in self-storage for 10 years or more. While there are many wonderful women of note working in the business, for this special feature, ISS chose a few of these ...More
    December 1, 2003 Amy Campbell Posted in Articles
  • The Terrorism Risk Insurance Act
    Last year, when you opened your holiday mail, you most likely found a greeting from your insurance company regarding your storage policy and the Terrorism Risk Insurance Act of 2002 (TRIA). You received this because shortly after the terrorism attacks of Sept. 11, 2001, ...More
    November 1, 2003 Amy Brown Posted in Articles
  • Deans & Homer
    A customer comes into your office complaining about water leaking into his storage space and leaving him with damaged property. How do you respond? Do you say something like, “We sure hope you have insurance on your stored property, because the rental agreement makes it ...More
    November 1, 2003 Posted in Articles
  • Working With Property Management
    If you are a self-storage owner who has just purchased a facility but have no industry experience, you may find the tasks involved with starting a new business a bit overwhelming. Management companies are available to assist and guide you through the beginning stages and ...More
    October 1, 2003 Amy Brown Posted in Articles