November 1, 2002

2 Min Read
ITLA Capital Corp. and Imperial Capital Bank

HEADQUARTERED IN LA JOLLA, CALIF., ITLA CAPITAL CORP. is a publicly traded financial-services company. It operates primarily through its banking subsidiary, Imperial Capital Bank (ICB), an FDIC-insured financial institution with approximately $1.5 billion in assets.

Since going public in 1995, ITLA has recorded six consecutive years of record profits. ICB specializes in commercial and multifamily real estate loans, ranging in size from $500,000 to $20 million. During the past 26 years, it has become known as a niche player, uniquely structuring loans that do not fit the traditional bank or conduit-finance lending matrix.

Having financed a significant number of self-storage properties, ICB is experienced in the nuances of this product type. The company provides financing for construction, bridge and permanent loans for facilities, primarily in the seven Western states. ICB has become an expert in analyzing each transaction on its own merits, with prudent underwriting and credit-quality standards that identify the risks and off-set the strengths of each deal.

ICB prides itself on the ability to lend even when other lenders leave a marketplace. The company has a strong team of real estate professionals who understand economic conditions, unique opportunities and borrower needs. It also offers flexible loan programs on all income-producing property types and can accommodate the broker and borrower with all types of financing requests.

ICB acquires whole loan pools and participations, and is actively pursuing new relationships. It also offers many choices in deposit, savings and retirement services for individuals, trusts and corporations. These include high-yield savings, money-market and checking accounts, and term certificate-of-deposit accounts. ICB has a variety of retirement accounts that include statement savings and various fixed-term certificate-of-deposit accounts. These retirement account products are available for IRA, SEP, and Roth investments.

New products and services being offered to ICB customers include credit cards and investment services. All services are available at the company's California branch locations: Beverly Hills, Del Mar, Encino, Glendale, San Diego and San Francisco. For more information, contact Philip Powers at 818.254.2365 or Cori Gardner at 858.551.0511. Visit www.imperialcapitalbank.com

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