Insurance


  • Business-Interruption InsuranceProtecting your income during temporary business shutdowns
    Business-Interruption InsuranceProtecting your income during temporary business shutdowns By David Wilhite Every self-storage facility owner needs to protect his income against business interruptions. If you should sustain a direct physical loss from a fire or other covered ...More
    July 1, 1998 David Wilhite Posted in Articles
  • Inside Self-Storage Magazine 6/98: Marina vs. Boat Storage
    Marina vs. Boat Storage A primer on the differences between in-water and dry-land storage By Dennis Kissman There are approximately 10,000 marinas in the United States today with space to accommodate about 1,100,000 boats, according to a recent survey conducted by the ...More
    June 1, 1998 Dennis Kissman Posted in Articles
  • Drafting a Lease Addendum for Auto and Boat Storage
    Drafting a Lease Addendum for Auto and Boat Storage By Scott Zucker Most self-storage rental agreements are written with the expectation of tenants storing personal property, such as household furnishings in enclosed storage units. Yet, more and more facilities are offering ...More
    June 1, 1998 Scott Zucker Posted in Articles
  • Hurricane Coverage
    Hurricane Coverage What Every Facility Owner Should Know By David Wilhite During the months of June through November in any given year, an average of three hurricanes will strike the United States. In 1995, hurricanes accounted for more than 100 deaths and caused billions ...More
    May 1, 1998 David Wilhite Posted in Articles
  • Inside Self-Storage Magazine
    By David Wilhite What do you think is the most common natural disaster occurring in the United States today? Judging by the popularity of such recent blockbuster films as Twister, Volcano and Dante's Peak, one might easily guess that 200-plus mile-per-hour tornadoes ...More
    April 1, 1998 David Wilhite Posted in Articles
  • Insurance
    By Scott Zucker The following article is reprinted from the Mini-Storage Law Commentary, which is published by the law firm of Shapiro, Fussell, Wedge, Smotherman & Martin, Suite 1200, One Midtown Plaza, 1369 Peachtree St., Atlanta, GA 30309. The words "fire" ...More
    March 1, 1998 Scott Zucker Posted in Articles
  • ONE on ONE
    ONE on ONEAn Interview With Randy Tipton Randy J. Tipton is vice president of strategic planning for the Universal Insurance Facilities Ltd., making her the person most responsible for setting the direction and focus of the company's insurance programs. Ms. Tipton formerly ...More
    March 1, 1998 Posted in Articles
  • Inside Self-Storage Magazine
    By William Mattern The self-storage industry has undergone many changes over the past 20 years, growing from a small family of forward-thinking people to a large, powerful group of savvy business professionals. The growth and maturity the industry has enjoyed has also ...More
    March 1, 1998 William Mattern Posted in Articles
  • Evictions and AuctionsLimiting your liability exposure, Part II
    Evictions and AuctionsLimiting your liability exposure, Part II By David Wilhite Sale-and-disposal legal-liability coverage is unique to the self-storage industry. As mentioned in Part I of this article, sale-and-disposal legal-liability provides self-storage operators with ...More
    February 1, 1998 David Wilhite Posted in Articles
  • Evictions and Auctions: Limiting Your Liability ExposurePart I
    Evictions and Auctions:Limiting Your Liability Exposure Part I By David Wilhite The self-storage business is a rental business. That is to say, the self-storage owner rents out space for storage purposes to tenants; he does not store the property of customers. He acts as a ...More
    February 1, 1998 David Wilhite Posted in Articles