Insurance


  • Business-Interruption InsuranceProtecting your income during temporary business shutdowns
    Business-Interruption InsuranceProtecting your income during temporary business shutdowns By David Wilhite Every self-storage facility owner should be aware of the need to protect his income against business interruptions. If you should sustain a direct physical loss from a ...More
    May 1, 2000 David Wilhite Posted in Articles
  • The Need for Customers' Goods Legal Liability
    The Need for Customers' Goods Legal Liability By David Wilhite If there is one absolute truism in the self-storage industry it is that you, as a facility owner, do not take possession of your customers' property; you act as a landlord and not a warehousemen. That is why you ...More
    April 1, 2000 David Wilhite Posted in Articles
  • Updating Your Rental Agreement
    Updating Your Rental Agreement By Scott Zucker Reprinted with permission from the Mini Storage Law Commentary, published by the law firm Weissmann & Zucker, PC. By far, the self-storage rental agreement is one of the most important tools in operating a self-storage ...More
    March 1, 2000 Scott Zucker Posted in Articles
  • Universal Insurance Facilities Ltd.Introducing an Affordable Medical Plan for You and Your Employees
    Universal Insurance Facilities Ltd.Introducing an Affordable Medical Plan for You and Your Employees Have you always wanted to offer medical benefits to your employees but been put off by the high cost? Now it's easier and less expensive than ever to offer the benefits your ...More
    March 1, 2000 Posted in Articles
  • After a Loss: Filing An Insurance Claim
    No one likes to contemplate the consequences of fire, wind or other perils, but it's a fact of life that disasters can and do happen. Therefore, as a responsible self-storage facility owner, you need to have an action plan to ensure the safety of your operation. For ...More
    March 1, 2000 David Wilhite Posted in Articles
  • Keeping Insurance Costs In Check
    Keeping Insurance Costs In Check By David Wilhite The self-storage industry has undergone tremendous changes over the past 20 years, evolving from a core group of small, mom-and-pop operations to a large, powerful organization of professional business people. The rapid ...More
    February 1, 2000 David Wilhite Posted in Articles
  • Insurance Claims by Self-Storage Facility Owners The year in review
    Insurance Claims by Self-Storage Facility OwnersThe year in review By David Wilhite It should come as no surprise that the big insurance news for 1999 was Hurricane Floyd, which caused untold millions of dollars of losses in storm-related damages (the damage total is still ...More
    January 1, 2000 David Wilhite Posted in Articles
  • Fire Prevention and Safety
    Fire Prevention and Safety By David Wilhite Fire Prevention Week is held annually to commemorate one of the worst fires in American history--the Great Chicago Fire of 1871. According to popular legend, at about 9 p.m. on Sunday, Oct. 8, a cow in a barn behind Katherine ...More
    December 1, 1999 David Wilhite Posted in Articles
  • The Story on Portable Storage
    The Story on Portable Storage By Scott Zucker The following was reprinted with permission from the Mini-Storage Law Commentary: A Newsletter for Owners and Managers, published by the law firm Shapiro Fussell Wedge Smotherman & Martin in Atlanta. As the self-storage ...More
    November 1, 1999 Scott Zucker Posted in Articles
  • Be PreparedProtecting your facility against winter weather
    Be PreparedProtecting your facility against winter weather By David Wilhite Are you ready for winter? Freezing temperatures, blustery winds, ice, sleet and snow can all cause severe damage to your self-storage facility and property, especially if you are not prepared for ...More
    November 1, 1999 David Wilhite Posted in Articles