Insurance


  • Inside Self-Storage Magazine 02/2001: Keeping Your Business Insurance Costs in Check
    Keeping Your Business Insurance Costs in Check By David Wilhite The self-storage industry has undergone tremendous changes over the past 20 years, evolving from a core group of small "mom and pop" operations to a large, powerful organization of professional ...More
    February 1, 2001 David Wilhite Posted in Articles
  • Why You Should Consider Higher Limits of Liability
    Why You Should Consider Higher Limits of Liability By David Wilhite A recent survey conducted by a major insurance company revealed that many, if not most, business owners purchase liability limits that will not fully indemnify them against the awards typically being handed ...More
    December 1, 2000 David Wilhite Posted in Articles
  • Protecting Your Facility Against Winter Weather
    Protecting Your Facility Against Winter Weather By David Wilhite Are you ready for winter? Freezing temperatures, blustery winds, ice, sleet and snow can all cause severe damage to your self-storage facility and property, especially if you are not prepared for them. Winter ...More
    November 1, 2000 David Wilhite Posted in Articles
  • What's in Store
    What's in StoreGetting a glimpse of the self-storage financing future By Neal Gussis The title of this article says a lot more than it's initial implication, because the financing "store" has changed quite a bit since this publication's last annual finance issue ...More
    November 1, 2000 Neal Gussis Posted in Articles, Finance
  • Sale-and-Disposal Legal-Liability Coverage
    Sale-and-Disposal Legal-Liability Coverage By David Wilhite Sale-and-disposal legal-liability is an important coverage specific to the self-storage industry. It provides protection against conversion: the act of wrongfully taking, selling, using or destroying the goods of ...More
    October 1, 2000 David Wilhite Posted in Articles
  • Breezing Through Hurricane Season
    Breezing Through Hurricane Season By David Wilhite In any given year, during the months of June through November, an average of three hurricanes will strike the United States. In 1995, hurricanes accounted for more than 100 deaths and caused billions of dollars in damages. ...More
    July 1, 2000 David Wilhite Posted in Articles
  • Customer Storage InsuranceHelp protect yourself against litigation
    Customer Storage InsuranceHelp protect yourself against litigation By David Wilhite Every self-storage facility owner/operator is subject to litigation from tenants who have suffered damage to their goods while in storage. Fortunately, our courts have generally held that ...More
    June 1, 2000 David Wilhite Posted in Articles
  • Business-Interruption InsuranceProtecting your income during temporary business shutdowns
    Business-Interruption InsuranceProtecting your income during temporary business shutdowns By David Wilhite Every self-storage facility owner should be aware of the need to protect his income against business interruptions. If you should sustain a direct physical loss from a ...More
    May 1, 2000 David Wilhite Posted in Articles
  • The Need for Customers' Goods Legal Liability
    The Need for Customers' Goods Legal Liability By David Wilhite If there is one absolute truism in the self-storage industry it is that you, as a facility owner, do not take possession of your customers' property; you act as a landlord and not a warehousemen. That is why you ...More
    April 1, 2000 David Wilhite Posted in Articles
  • Universal Insurance Facilities Ltd.Introducing an Affordable Medical Plan for You and Your Employees
    Universal Insurance Facilities Ltd.Introducing an Affordable Medical Plan for You and Your Employees Have you always wanted to offer medical benefits to your employees but been put off by the high cost? Now it's easier and less expensive than ever to offer the benefits your ...More
    March 1, 2000 Posted in Articles