Insurance


  • Year 2001 Claims in Review
    As we enter a new year, it can be helpful to review the types of claims reported by self-storage facility owners across the country during the past 12 months to help you assess your own risk of loss. As you will see, many of the kinds of claims filed were at least partially ...More
    November 1, 2001 David Wilhite Posted in Articles
  • Hurricane Facts
    Breezing Through Hurricane Season By David Wilhite In any given year, during the months of June through November, an average of three hurricanes will strike the United States. In 1995, hurricanes accounted for more than 100 deaths and caused billions of dollars in damage. ...More
    September 1, 2001 David Wilhite Posted in Articles
  • Inside Self-Storage Magazine 07/2001: Fire Prevention & Safety
    Fire Prevention & Safety By David Wilhite Fire Prevention Week is held each year to commemorate one of the worst fires in American history--the Great Chicago Fire of 1871. According to popular legend, at about 9 p.m. on Sunday, Oct. 8, a cow in a barn behind Katherine ...More
    July 1, 2001 David Wilhite Posted in Articles
  • Staffing Concerns for Facility Owners
    Employee Dishonesty By David Wilhite Are you aware of the benefits of employee-dishonesty insurance? Many self-storage facility owners are not aware of the benefits of this coverage, which can be as important as fire or liability insurance when it comes to protecting your ...More
    June 1, 2001 David Wilhite Posted in Articles
  • Inside Self-Storage Magazine 05/2001: Business-Interruption Insurance
    Business-Interruption InsuranceProtecting your income during temporary business shutdowns By David Wilhite Every self-storage facility owner should be aware of the need to protect his income against business interruptions. If you should sustain a direct physical loss from a ...More
    May 1, 2001 David Wilhite Posted in Articles
  • Business Entities
    Choosing the Form of Your Business Entity By Jeffrey Greenberger This column provides general insight into the legal aspects of self-storage and should not be substituted for the advice of your own attorney. "To LLC or not to LLC--that is the question." If the ...More
    May 1, 2001 Jeffrey Greenberger Posted in Articles
  • Inside Self-Storage Magazine 04/2001: Keep Yourself Liquid With Flood Insurance
    Keep Yourself Liquid With Flood Insurance By David Wilhite More businesses are damaged by floods each year than by any other type of natural disaster. Flood damage can happen to any business at any time--you don't have to be located near water to be at risk. Heavy rains or ...More
    April 1, 2001 David Wilhite Posted in Articles
  • Inside Self-Storage Magazine 03/2001: Customers' Goods Legal Liability
    Customers' Goods Legal Liability By David Wilhite The self-storage industry has undergone a series of tremendous changes over the past two decades, evolving from a core group of small, mom-and-pop facilities to a large, powerful organization of professional business people. ...More
    March 1, 2001 David Wilhite Posted in Articles
  • Inside Self-Storage Magazine 02/2001: Keeping Your Business Insurance Costs in Check
    Keeping Your Business Insurance Costs in Check By David Wilhite The self-storage industry has undergone tremendous changes over the past 20 years, evolving from a core group of small "mom and pop" operations to a large, powerful organization of professional ...More
    February 1, 2001 David Wilhite Posted in Articles
  • Why You Should Consider Higher Limits of Liability
    Why You Should Consider Higher Limits of Liability By David Wilhite A recent survey conducted by a major insurance company revealed that many, if not most, business owners purchase liability limits that will not fully indemnify them against the awards typically being handed ...More
    December 1, 2000 David Wilhite Posted in Articles