SnapNsure Insurance Services LLC has launched an independent insurance program that provides coverage for goods in self-storage units. Renters can purchase a policy directly through the company’s website for any facility in their area. Its program is underwritten by The Hanover Insurance Group Inc., a holding company for several property and casualty insurance companies.

The monthly fee for the program ranges from $4.99 to $14.99, depending on the amount of coverage desired. Customers can choose $2,000 to $10,000 in property coverage. A discount of 5 percent is offered for those who sign up for the six-month program. Customers who choose a 12-month policy will receive a 7 percent discount, according to the company’s website.

Covered causes of loss include fire or lightning, vandalism, burglary, water damage and more. Specialized coverage can be purchased for rodents, flood, earthquake and named storms. Items excluded from coverage include any kind of money or securities, wildlife, firearms, fur garments, jewelry, contraband, valuable documents and records, and others.

Every account includes a free photo and receipt archive, which can be accessed at any time. If the customer already has self-storage tenant insurance through another carrier, SnapNsure will handle the cancellation of the existing policy at no extra cost, according to the website.

SnapNsure, based in Wilmington, Del., was established earlier this year.  

Based in Worcester, Mass., Hanover Insurance has provided products and services to individuals, families and businesses for more than 160 years. Through its international member company, Chaucer, it underwrites business at Lloyd’s of London in several insurance and reinsurance classes, including marine, property and energy.

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